Money skillsgamified

Every choice has a cost. Every mistake is a lesson. COIN'D drops you into a decision-based simulation where you build judgment before the stakes (and the debt) are real.

See the modules
Built for DC high schoolers, ages 14–18
5
Modules
3
Coaches
20+
Decision Points
100%
DC OSSE Aligned
The Curriculum

Five modules.
One journey.

The job you choose in Earning Income shapes how you live in Budget Master. In Credit & Score, the debt you take on impacts your credit score and the options available to you. Choices follow you — just like real life.

01

Earning Income

Pick a job, work shifts, negotiate a raise. Watch taxes hit your check for the first time.

Module 1
02

Budget Master

$1,200 a month. Rent, food, transit — then your phone screen cracks. Now what?

Module 2
03

Credit & Score

Borrow for a laptop, a car, a year of college. Watch your score move in real time.

Module 3
04

Saving & Investing

Set goals, ride market events, learn what risk actually costs you.

Module 4
05

Managing Risk

Spot the scam. Pick the coverage. Protect what you just spent months building.

Module 5
Inside The App

Progress you can feel

XP, streaks, badges, class rank, and a coach that reacts to your actual decisions. Built to make finishing the next module the obvious move.

Your Path

Tracking your learning journey

Shows how far you've come, with the next milestone in sight.

Your Rewards

Collecting your wins

Earns you experience points (XP), learning streaks and badges.

Welcome back
Your Journey
Financial Literacy Journey58%
Earning Income
85%
Saving & Investing
Spending
Credit
Managing Risk
1,250
Total XP
7
Day Streak
12
Badges
#3
Class Rank
Marcus · Your Coach
"You're 85% through Earning Income. Finish it and Saving & Investing unlocks — that's where your money starts working for you."
Continue Learning
Live Money LabSimulation
Practice budgeting with the "College Prep Budget" scenario.
Start Simulation
Recent Activity
🏆
Emergency Fund Basics
2 hours ago
+50 XP
⚡
Money Lab simulation
1 day ago
+75 XP
🎖
"Budget Master" credential
3 days ago
Friends Activity3 friends
MJ
Maya completed Investment Basics
1 hour ago
AS
Alex started Smart Spenders
3 hours ago
SK
Sam earned Savings Star
1 day ago
Your Coach

Explaining concepts. Customizing feedback.

Breaks down the "why" and gives feedback on your decisions — not generic tips.

Your Squad

Leveling up together

Connects you with friends to cheer each other on. Momentum is contagious.

Pick Your Coach

Pick your coach

Pick a coach whose voice matches your energy.

Choose the coaching style that fits you.

How It Works

Decide. See it land. Learn.

01

Make the call

Income, spending, credit, risk — real scenarios with none of the real-world cost of getting it wrong.

02

Watch it play out

Every decision resolves instantly. You see the financial impact, not a right-or-wrong checkmark.

03

Get the breakdown

Your coach walks through what happened and why, turning every outcome into the actual lesson.

Get Early Access

Ready to get COIN'D?

Registered launch partners and users get early access to the pilot program.

Free for pilot participants · No cost to schools, libraries and community-based organizations